National| 06th April 2022 This World Health Day, one of India’s leading and specialized Health Insurers, Care Health Insurance advocates the need of purchasing acomprehensive family health cover for all.
World Health Day is celebrated on April 7th every year, with the objective of spreading awareness about health and its related aspects. With the thought that taking care of one’s health is the best investment one can make to live life to the fullest, Care Health Insurance encourages its customers to adopt healthy living practises andunderstand prevalentand potential health issues, their prevention and treatment. Here, it would also be imperative to be cognizant of the cost of accessing quality healthcare to undergo treatment for various common as well as serious ailments, as this facilitates better & proactive financial planning.
Commenting on this, Ajay Shah, Director& Head –Retail, Care Health Insurance said, “Health issues and illnesses more often than not come unannounced. And therefore, while it’s a very good practise to adopt healthy living habits, it is equally prudent to prepare oneself financially to address unforeseen medical expenses. We, at Care Health Insurance offer comprehensive & affordable health insurance solutions that service every consumer need & segment. Our technology backed processes enable customers to seamlessly access quality healthcare.”
The following are some of the benefits that comprehensive health insurance policies offer for the consumer:
Worry-free access to quality healthcare: A medical emergency can occur anytime. In such a case, access to quality healthcare can often help save lives. However, it becomes difficult for people to generate funds at short notice in case of emergencies and having a health insurance policy is the best option and enables access to treatment without delay. It covers not only hospital bills but also other costs including pre- and post-hospitalization, OPD expenses or the cost of ambulance.
Increase in Sum Insured:There are a few Health Insurance products in the market which give you a bonus for each year if no hospitalization claim is made by increasing your Sum Insured. This bonus can go up to 150% of Sum Insured over a period of 5 years. This will enable you to seek treatment at the best possible medical facilities without the fear of burning a hole in your pocket at the time of need.
Unlimited automatic recharge of Sum Insured If during a medical emergency, the total Sum Insured amount gets exhausted, this feature enables the consumer to reinstate the Sum Insured back to its original amount by providing additional cover that can be used for any subsequent claims during the rest of the policy year.
Precaution against escalating healthcare expenditure: Inflation has been impacting all spheres of life, and healthcare is no exception. With each passing day, healthcare is becoming costly, and it is in the best interest of consumers to opt for a health insurance policy that increases your Sum Insured based on inflation so that the policy benefits are in line with your need of a higher cover due to inflation. Care Health Insurance’s Care Shield increases your Sum Insured every year and makes it in line with annual inflation.
Annual Health Check-ups: A systematic and regular health check-up ensures your health is monitored well. This will also enable you to track any possible ailment that may turn up, well in advance.
Consumables cover: Choosing a comprehensive health insurance plan which covers the cost of several miscellaneous and out of pocket expenses during a treatment, like coverage for consumables can further enable you to be comprehensively secured and stress free while undergoing medical treatment. Care Health Insurance has add-on covers that are especially designed to cover more than 60 non-payable consumables that are typically not covered in health insurance plans.
Fighting lifestyle diseases: Lifestyle diseases are becoming rampant lately due to increasing sedentary ways of living, stress, pollution and unhealthy eating habits. Non-communicable diseases like obesity, diabetes, heart ailments and respiratory problems, which were common among elderly earlier, are now affecting youngsters as well. Hence, a comprehensive health insurance purchased at a young age can help people seek the best possible healthcare for long tailed & expensive treatments of such ailments.
Tax benefits: Health insurance schemes also play an effective role in saving income tax. As per the Income tax act under Section 80D, health insurance allows for exemption on premium amount of uptoRs25,000 and an additional Rs30,000 if you are buying a policy for your elderly parents.
Awareness about prevalent health issues is a must, and enrolling with a comprehensive health insurance planis a solutionthat will enable you to lead a worry-freelife. This World Health Day lets pledge to protect our health, savings and peace of mind for a secured future.
For details on multiple options to secure your health against medical emergencies, click on the mentioned link: https://www.careinsurance.com/
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