Home Credit India, a leading consumer finance company dedicated to empowering individuals financially, announced its foray into the two-wheeler loans segment today. Around this festive season, this launch aims to provide individuals and families with easier access to affordable mobility solutions through a seamless digital process and attractive EMI schemes.
As part of the launch, Home Credit India is introducing special offers such as Zero Foreclosure Charges and EMI Holiday options. These benefits are designed to provide customers with enhanced flexibility and financial ease this festive season.
Talking about the entry into new business segment, Vivek Singh, CEO, Home Credit India, said, "At Home Credit India, we are deeply committed to fostering financial inclusion by offering straightforward, trustworthy, easy to understand transparent, and customer-centric financial solutions. The introduction of two-wheeler loans is an extension of this commitment, allowing us to significantly enhance accessibility and affordability for our customers' daily mobility needs. Our digital-first approach, combined with adaptable EMI plans and clear processes, guarantees a seamless experience that cultivates trust and supports our customers' aspirations and makes their #ZindagiHit."
The two-wheeler loan facilities will commence with a strategic roll out in Mumbai and Navi Mumbai, with plans for rapid expansion to other regions nationwide in the coming months. This new offering expands Home Credit India's financial services portfolio, widens its target audience and reinforces its dedication to empowering individuals through innovative and affordable credit solutions.
Beyond this new offering, Home Credit India continues to provide a comprehensive range of dedicated solutions tailored to address diverse needs. These include the Ujjwal EMI Card, offering a credit limit of up to ₹75,000 for convenient and paperless shopping. Additionally, the Mobile EMI offerings for cost-effective smartphone purchases with minimal paperwork, and Home Appliances EMI, which offers flexible repayment terms to facilitate budget-friendly home improvements. Furthermore, Personal Loans are available for amounts up to ₹4,80,000 for urgent financial needs like medical expenses, home renovations, weddings, or unexpected situations.
About Home Credit India:
Home Credit India Finance Pvt. Ltd., a subsidiary of TVS Holdings Ltd. is a leading consumer finance company committed to driving credit penetration and financial inclusion across India. Home Credit India offers a diversified range of innovative products, supported by a superior customer experience, and continues to expand its pan-India presence. With a focus on providing simple, trustworthy, transparent, tech-driven accessible financial solutions, Home Credit India has been part of financial journey for over 1.9 Crore customers through a robust network of approximately 53,000 points-of-sale (PoS) spread across 625 cities nationwide.
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