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IIFL Finance offers gold loan at lowest rate of 0.79%

IIFL Finance offers gold loan at lowest rate of 0.79% 1

IIFL Finance, one of India’s leading non-banking financial companies has launched gold loan products with interest rates starting from 0.79%. The scheme is available pan India in all IIFL Finance branches. 

IIFL Gold Loan offers longer tenure which extends up to 24 months, allowing customers to manage cash flow better. In addition it offers flexible interest repayment – monthly, bimonthly, quarterly and half-yearly – options to customers based on their requirements.

A customer can walk into IIFL Finance branch with gold and receive the loan within 30 minutes. The company offers 5-7 days of grace period for interest repayments. IIFL Finance has launched the DigiGold Loan facility, where customers can avail interest payment and top-up options from the comforts of their home.

Mr. Saurabh Kumar, Business Head – Gold Loans, IIFL Finance said: “During the pandemic farmers and small entrepreneurs have used gold loans to meet their capital needs, helped by our low interest rate, longer tenure, higher grace period and easy digital repayment options. The fact that over 70% of our customers come back to us for business again is a testament of our honest and transparent dealings.” 

IIFL Finance believes in #SeedhiBaat and has launched a campaign around the same in association with star cricketer Rohit Sharma. The campaign focuses on IIFL’s transparent offers and honest promises.

IIFL Finance caters to over 60 lac customers with Home loan, Gold loan, Business loan and Microfinance products. IIFL Finance has widened its pan India reach through an extensive network of over 2,500 branches across 600+ locations. IIFL Finance continues to expand its footprints in underserved unbanked areas.

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